Best Prepaid Cell Phone Plans
Prepaid cell phone plans are becoming very popular and it has left some people wondering what the advantages are over traditional cell phone service. With so many prepaid cell phone plans from which to choose it can be difficult to decide on what the best prepaid cell phone plan for you is. Hashing out so many different options – uncovering a cell phone plan can be confusing. There really are a lot of options out available.
The best way to come up with the best prepaid cell phone plan is to decide on the phone features, how much you intend to use the phone. You have to be able to determine how you will use your phone and what you want in a plan. Paying for more than you need is a waste of much needed money, paying for overages and short changing yourself by limiting calls and call time is not exactly the best and easiest way to go.
Biggest Differences Between Prepaid and Traditional:
No Credit Card Required
Traditional cell phone plans may require a credit cards to pay the monthly bill (usually kept on file for automatic billing). A lot of people don’t have a credit card – prepaid allows you to not bother with a credit card to pay for your service.
No Late Fees
Prepaid phone plans are a great to not spend more than you can afford. Prepaid cell phone plans encourage discipline to control and budget the amount you spend per month. With prepaid plans, when you run out of airtime your phone will no longer work until you add more funds to your account – unlike traditional plans who will continue to bill you, charge a late fee and charge to resume your phone.
No Contracts
Almost all traditional cell phone plans require you to sign a contract for one, two or even more years. Prepaid phone companies don’t require contracts, you can suspend service at any time without being made somebody pay. If you decide to cancel the contract, you could find yourself paying cancellation fees that could cost hundreds of dollars.
No Credit Checks
Prepaid plans don’t require a credit check with most providers so there is no worry about being turned down. Not everyone can get a traditional cell phone. Most plans will require a credit check or credit card and many people have found that a less than almost perfect credit report can prevent them from getting a traditional cell phone – unless they can put down a deposit.
Prepaid Cell Phone Plan Rates
Most prepaid cell phone plans offer a variety of rates for peak and off peak times. Network providers today provide unlimited minutes on off peak times. A whole lot of them also give free mobile to mobile calls which give members of the same network free calls to one another during peak or off peak times.
Peak minutes are usually sold in blocks of varying amounts; this can become a point of comparison when choosing the best cell phone plan…
You have to find out the start of peak and off peak times, as they may differ for every provider out there. If you find yourself falling in between two types of plans, then it will be better to pick the one that pays for most of your overages; or choose the one that’s the most advantageous for you.
If you use your cell phone usually during the evening then get the evening or night cell phone plans which usually gives you a block rate for the whole evening. If you’re a day user then shop for a service provider that gives day rates or the cheapest per minute rate.